Spread the cost of your treatment

At HRS Dental Care we believe everyone should have access to the smile they want without financial barriers getting in the way. That's why we offer a range of finance options to make treatment more affordable.

From short-term 0% interest plans to longer repayment periods, you can spread the cost in a way that suits your budget.

We will talk you through the options and help you choose the right plan for your needs.

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0% finance for your new smile

Our most popular option is interest free finance, allowing you to pay for your treatment over manageable monthly instalments without paying any extra.

With 0% APR available* for up to 12 months, you can begin your smile transformation straight away and spread the cost over time.

This option is simple, straightforward and a great choice for patients who want flexibility with no additional interest charges.

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Flexible long-term plans

For patients who prefer smaller monthly repayments, we also provide interest-bearing finance options. These plans typically carry a low 7.9% APR and can be spread across a period of up to 48 months. This means you can enjoy the benefits of your new smile now while keeping repayments comfortable and predictable.

Our team can help you understand exactly what your monthly payments will look like, giving you clarity and peace of mind.

*Loans and payment plans are available to permanent UK residents aged 18 or over. All patient finance options are subject to status and eligibility criteria. Further terms and conditions may apply. HRS Dental Care Limited trading as HRS Dental Care is a credit broker not a lender and is authorised and regulated by the Financial Conduct Authority, 689281. HRS Dental Care Ltd is Registered in England & Wales 07814766. Registered Address: Westdene, 2 Ebley Road, Stonehouse, Gloucestershire, GL10 2LQ. Where required by law, loans will be regulated by the Financial Conduct Authority and the Consumer Credit Act 1974.

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The small print

Medenta Finance Limited, authorised and regulated by the Financial Conduct Authority No: 715523. Registered in Scotland, No: SC276679. Registered address: 50 Lothian Road, Festival Square, Edinburgh, EH3 9WJ. Tel: 01691 684175. Medenta act as a credit broker, not the lender and will introduce businesses to V12 Retail Finance Limited for which they will receive a commission. The amount of commission will vary depending on the product chosen and amount borrowed. V12 Retail Finance Limited is authorised and regulated by the Financial Conduct Authority. Registration number:679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.

V12 Retail Finance Limited act as a credit broker, not a lender, and only offers credit products from Secure Trust Bank PLC for which they will receive a commission, the amount will vary depending on the amount of credit taken out but will not vary depending on the product chosen. Secure Trust Bank PLC trading as V12 Retail Finance is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Terms and conditions apply. Written quotations are available on request from Secure Trust Bank PLC. Credit facilities are subject to status and affordability checks and only available to UK residents over the age of 18. Secure Trust Bank PLC reserves the right to decline any application. APR and repayment details are correct at time of publish. Telephone calls are recorded for training and compliance purposes.

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